New York, November 17, 2016 -- Moody's Investors Service has affirmed the A3 insurance financial strength (IFS) rating of Horace Mann Educators Corporation's (NYSE: HMN, "HMEC") property casualty (P&C) subsidiaries and has changed the rating outlook to positive from stable. The positive outlook reflects Horace Mann P&C's reduced catastrophe exposure in recent years, good overall profitability and strong risk-adjusted capitalization. The action harmonizes the outlook for the company's P&C operations with the positive outlook on HMN's debt ratings and life insurance operations.

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