LexisNexis(R) Enhances Its Fraud Prevention Resources With The Release of Business InstantID; Technology Endorsed By ABA; Uniquely Links Businesses And Authorized Representatives

LexisNexis U.S., a leading provider of legal, news,business information and risk management services, today announced therelease of LexisNexis(R) Business InstantID. Now available on theAccurint(R) service, one of its people and business searchapplications, Business InstantID helps validate and verify theidentity of a business and authorized representatives of thatbusiness. Endorsed by the American Bankers Association (ABA), BusinessInstantID helps users quickly determine the linkage between a businessand the authorized representative(s) and evaluate any inconsistenciesthat may be indicative of fraudulent activity.

LexisNexis Business InstantID works by searching multipledatabases to verify and validate the authenticity of the applicationinformation provided by a new business customer. Using the business'name, address, phone numbers and federal ID number, Business InstantIDreturns a variety of information to the user to help expose thepossibility of fraud. Business InstantID helps companies comply withthe USA PATRIOT Act, offering enhanced capability to due diligenceprocedures. What's more, the technology is different from otherproducts in that it enables users to confirm a relationship betweenthe individual and a specific business.

"LexisNexis Business InstantID is yet another example the powerfulfraud prevention technologies that LexisNexis brings to the industry,"said Thomas C. Brown, vice president, financial services, forLexisNexis risk management services. "Our complete line oftechnologies offers the most comprehensive coverage of both businessesand consumers leading to the best verification rates and the mostcomprehensive set of solutions in the industry."

John Wolff, executive director of Corporation for AmericanBanking, an ABA subsidiary, said, "Affecting millions of consumers andbusinesses alike, fraud continues to be one of the fastest growingconcerns today. Taking advantage of the LexisNexis data repositories,Business InstantID leverages reliable business data, verifiableconsumer data for registered agents and powerful linking technologythat confirms relationships and links between businesses andindividuals."

Available on the Accurint service beginning today, the productprovides a Business Verification Index (BVI), which is a riskverification score for businesses.

Business InstantID returns information that includes:

-- Validation and verification of data provided by the applicant

-- Results from a check of Office of Foreign Assets Control (OFAC) lists

-- Social Security Number deceased file search on authorized agent

-- Fraud red flag indicators with explanations of the discrepancies found

-- Validation and verification of the businesses authorized agent.

About LexisNexis

LexisNexis(R) (www.lexisnexis.com) is a leader in comprehensiveand authoritative legal, news and business information and tailoredapplications. A member of Reed Elsevier Group plc (NYSE:ENL)(NYSE:RUK)(www.reedelsevier.com), the company does business in 100 countrieswith 13,000 employees worldwide. In addition to its flagship Web-basedLexis(R) and Nexis(R) research services, the company includes some ofthe world's most respected legal publishers such asMartindale-Hubbell, Matthew Bender, Butterworths, JurisClasseur,Abeledo-Perrot and Orac.

For more than 30 years, LexisNexis(R) has been a pioneer in securedata sharing, information policy, and personal privacy. Through itsrisk management flagship products, Accurint(R), Banko(R), RiskWise(R),and PeopleWise(R), LexisNexis helps to locate people and assets,authenticate identity, enable commerce, conduct background screening,and support national security initiatives. Customers include almostevery Federal Government agency, the top 100 law firms, and Fortune500 companies in the fields of national security, financial services,collection and recovery, insurance, telecommunications, e-commerce andretail.

LexisNexis Business InstantID is not a consumer report, as thatterm is defined in the Fair Credit Reporting Act (FCRA) and may not beused for purposes permitted by the FCRA. LexisNexis and the KnowledgeBurst logo are registered trademarks of Reed Elsevier Properties Inc.,used under license. InstantID and RiskWise are registered trademarksof LexisNexis Public Records Data Services Inc. Banko is a registeredtrademark of LexisNexis Public Records Services Inc. Accurint is aregistered trademark is a trademark of Seisint, Inc. Other products orservices may be trademarks or registered trademarks of theirrespective companies. Copyright 2005 LexisNexis Risk Management Inc.All rights reserved.