AmeriCredit Unveils New Competitive 'Advantage'; Groundbreaking Rema

AmeriCredit Unveils New Competitive 'Advantage'; Groundbreaking Remarketing Program Offers Consistent Quality to Auto Dealers

    Business Editors/Automotive Writers
    NADA 88th Annual Convention and Exposition
    Booth 2241

    FORT WORTH, Texas--(BUSINESS WIRE)--Jan. 31, 2005--AmeriCredit Corp. (NYSE:ACF) today unveiled the most comprehensive auto remarketing program of its kind -- the AmeriCredit Advantage -- which guarantees that certain AmeriCredit vehicles offered at auction are premium quality and "frontline ready."
    After a rigorous inspection of the interior, exterior and mechanical components, qualifying vehicles are marked with the AmeriCredit Advantage seal of approval as follows:

--	Assured Program: Every vehicle with the Assured seal is fit for the showroom floor. From the engine to the exhaust, these used cars pass an extensive test to make the grade.
--	80+ Program: After a test drive performed by the auction, only the highest quality vehicles with more than 80,000 miles receive a "green light," which guarantees the car is mechanically sound, reliable and in good working condition.

    "Auto dealers already trust AmeriCredit as a lender. Our new program is aptly named for the added advantages AmeriCredit offers as a seller," said Scott France, AmeriCredit's executive vice president of consumer services. "The AmeriCredit Advantage will give auto dealers peace of mind that our reputation is behind every one of our qualified vehicles -- before and after the sale."
    As part of the program, AmeriCredit's Global Arbitration Policy provides consistent guidelines for resolving issues with any vehicle. If a dealer is not satisfied with an Assured vehicle, he or she can return it -- no questions asked. Cars in the 80+ Program are promised to perform dependably, or they can also be returned.
    AmeriCredit Advantage also features Elite Sale Events that exclusively sell AmeriCredit's repossessed vehicles. These stand-alone auction sales, often held in conjunction with major sporting or promotional events, offer incentives to dealers.
    The company is currently piloting AmeriCredit Advantage at six auctions and plans to complete a phased rollout for remaining locations. For a list of sale dates for auctions selling AmeriCredit vehicles, visit http://auctions.americredit.com.
    AmeriCredit representatives will be available to discuss AmeriCredit Advantage at the annual National Automobile Dealers Association (NADA) Convention & Exposition in New Orleans from Jan. 29 through Feb. 1, Booth 2241.

    About AmeriCredit

    AmeriCredit Corp. is a leading independent auto finance company. Using its branch network and strategic alliances with auto groups and banks, the Company purchases retail installment contracts entered into by auto dealers with consumers who are typically unable to obtain financing from traditional sources. AmeriCredit has approximately 1 million customers and $11 billion in managed auto receivables. The Company was founded in 1992 and is headquartered in Fort Worth, Texas. For more information, visit www.americredit.com.

--30--BD/da*

CONTACT: AmeriCredit Corp., Fort Worth Media Relations: Amy Allen, 817-302-7423 or Investor Relations: Kim Pulliam, 817-302-7009

KEYWORD: TEXAS LOUISIANA TRACK INDUSTRY KEYWORD: BANKING AUTOMOTIVE TRADESHOW PRODUCT SOURCE: AmeriCredit Corp.

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