WFS Financial to Webcast Analyst Conference Call on Fourth Quarter and

    Business Editors/Financial Analysts

    IRVINE, Calif.--(BUSINESS WIRE)--Jan. 4, 2005--WFS Financial Inc (NASDAQ:WFSI) will release its fourth quarter and year-end earnings results on Tuesday, Jan. 25, 2005, after the Nasdaq stock exchange closes. Tom Wolfe, chief executive officer, and Lee Whatcott, chief financial officer, will host a webcast conference call for analysts and investors at 7:30 a.m. (PST) on Wednesday, Jan. 26, 2005.
    As part of this conference call, WFS Financial management will discuss, at greater length, earnings results for the fourth quarter and year ended Dec. 31, 2004. For a live Internet broadcast of this conference call, please go to the company's Web site prior to the call to register, download, and install any necessary audio software. For those who cannot listen to the live broadcast, a replay will be available shortly after the call.

    About WFS Financial

    WFS Financial is one of the nation's largest independent automobile finance companies. WFS Financial specializes in originating, securitizing, and servicing new and pre-owned prime and non-prime credit quality automobile contracts through its nationwide relationships with automobile dealers. Information about WFS Financial can be found at its Web site at www.wfsfinancial.com.

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CONTACT: WFS Financial Inc Lisa Capps (Investors), 949-727-1002 Investor_Relations@WFSFinancial.com

KEYWORD: CALIFORNIA INDUSTRY KEYWORD: BANKING AUTOMOTIVE CONFERENCE CALLS SOURCE: WFS Financial Inc

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