Westcorp to Webcast Analyst Conference Call on Fourth Quarter and Year

    Business Editors/Financial Analysts

    IRVINE, Calif.--(BUSINESS WIRE)--Jan. 4, 2005--Westcorp (NYSE:WES) will release its fourth quarter and year-end earnings results on Tuesday, Jan. 25, 2005, after the NYSE stock exchange closes. Tom Wolfe, president, and Lee Whatcott, executive vice president and chief financial officer, will host a webcast conference call for analysts and investors at 7:30 a.m. (PST) on Wednesday, Jan. 26, 2005.
    As part of this conference call, Westcorp management will discuss, at greater length, earnings results for the fourth quarter and year ended Dec. 31, 2004. For a live Internet broadcast of this conference call, please go to the company's Web site prior to the call to register, download, and install any necessary audio software. For those who cannot listen to the live broadcast, a replay will be available shortly after the call.

    About Westcorp

    Westcorp is a financial services holding company whose principal subsidiaries are WFS Financial Inc and Western Financial Bank. Westcorp is a publicly owned company whose common stock is traded on the New York Stock Exchange under the symbol WES. Information about Westcorp can be found at its Web site at www.westcorpinc.com.
    Westcorp, through its subsidiary, WFS Financial, is one of the nation's largest independent automobile finance companies. WFS Financial specializes in originating, securitizing, and servicing new and pre-owned prime and non-prime credit quality automobile contracts through its nationwide relationships with automobile dealers. Information about WFS Financial can be found at its Web site at www.wfsfinancial.com.
    Westcorp, through its subsidiary, Western Financial Bank, operates 20 retail bank branches and provides commercial banking services in Southern California. Information on the products and services offered by the bank can be found at its Web site at www.wfb.com.

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CONTACT: Westcorp Lisa Capps (Investors), 949-727-1002 Investor_Relations@Westcorpinc.com

KEYWORD: CALIFORNIA INDUSTRY KEYWORD: BANKING AUTOMOTIVE CONFERENCE CALLS SOURCE: Westcorp

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