Santa Cruz County Bank Declares Second Cash Dividend Payment to Shareholders

SANTA CRUZ, Calif., Aug. 22, 2013 /PRNewswire/ -- Santa Cruz County Bank (OTCQB: SCZC) announced today the declaration of a cash dividend of $0.05 per share payable October 10, 2013 to stockholders of record as of the close of business on September 27, 2013. This is the second cash dividend declared by theBank. The Bank's first cash dividend was paid July 10, 2013 to shareholders of record as of June 28, 2013.

(Logo: http://photos.prnewswire.com/prnh/20130118/SF44947LOGO)

George Gallucci, Chairman of the Board of Directors of Santa Cruz County Bank, stated, "Our Board is pleased to reward and thank our shareholders for their support with a cash dividend."

ABOUT SANTA CRUZ COUNTY BANK
Santa Cruz County Bank, founded in 2004, is a locally owned and operated community bank with offices located in Aptos, Capitola, Santa Cruz, Scotts Valley and Watsonville. The Bank offers a variety of competitive deposit and lending solutions for businesses and individuals; including business loans, lines of credit, commercial real estate financing, agricultural loans, SBA and USDA government guaranteed loans, credit cards, merchant services, remote deposit capture, and online banking bill payment and cash management. For the past seven years, the Bank's SBA Department has been recognized as a top SBA lender in Santa Cruz County for 7a and 504 loans.

RATINGS & AWARDS
The Findley Reports, Inc.:
2012 – One of eleven "Exceptional Banks" in California
2011 & 2012 – "Super Premier Performing Bank"

Bauer Financial Reports, Inc.:
Santa Cruz County Bank received the distinction of 4-Star "Excellent" and a 5-Star "Superior" by Bauer Financial Reports, Inc., for financial performance every quarter since 2007.

American Banker Magazine:
2013 – Ranked 103^rd in the "Top Performing 200 Community Banks & Thrifts in the United States" out of a total of 851 financial institutions.

For more information, visit www.sccountybank.com. Santa Cruz County Bank's common stock is listed Over the Counter (OTCQB) under the stock symbol SCZC.

This release may contain forward-looking statements that are subject to risks and uncertainties. Such risks and uncertainties may include but are not necessarily limited to fluctuations in interest rates, inflation, government regulations and general economic conditions, and competition within the business areas in which the Bank is conducting its operations, including the real estate market in California and other factors beyond the Bank's control. Such risks and uncertainties could cause results for subsequent interim periods or for the entire year to differ materially from those indicated. Readers should not place undue reliance on the forward-looking statements, which reflect management's view only as of the date hereof. The Bank undertakes no obligation to publicly revise these forward-looking statements to reflect subsequent events or circumstances.

SOURCE Santa Cruz County Bank