Handelsbanken’s Interim Report January– September 2013

Regulatory News:

Summary January – September 2013, compared with January – September 2012

• The period’s profit after tax for total operations increased by 10% to SEK 10,768 million (9,754) and earnings per share increased to SEK 16.97 (15.55)
• Operating profit increased by 4% to SEK 13,630 million (13,160)
• Return on equity for total operations increased to 14.2% (14.0)
• Income increased by 3% to SEK 27,049 million (26,171)
• Net interest income rose by 2% to SEK 19,897 million (19,597)
• The C/I ratio was 46.4% (46.4)
• The loan loss ratio was 0.07% (0.07)
• The core tier 1 ratio according to Basel II increased to 19.3% (17.3) and the total capital ratio rose to 21.7% (20.7)
• The core tier 1 ratio according to Basel III rose to 18.8%
• The Bank’s liquidity reserve exceeded SEK 800 billion

Summary of Q3 2013, compared with Q2 2013

• The period’s profit after tax for total operations decreased by 2% to SEK 3,607 million (3,695) and earnings per share were SEK 5.68 (5.82)
• Operating profit decreased by 3% to SEK 4,571 million (4,723) due to a seasonal fall in income
• Return on equity for total operations decreased to 14.2% (15.1)
• Income fell by 3% to SEK 9,009 million (9,240)
• Net interest income rose in all home markets outside Sweden by a total of 6%
• Expenses decreased by 1% to SEK -4,157 million (-4,215)
• The loan loss ratio fell to 0.06% (0.07)

The slide presentation for today’s press conference will be available at 06.30 CET at www.handelsbanken.se/ireng

Handelsbanken discloses the information provided herein pursuant to the Securities Markets Act. Submitted for publication on 23 October 2013, at 06.30 CET.

For more information about Handelsbanken, please go to: www.handelsbanken.com

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