Find Out When Drivers Should File A Car Insurance Claim

LOS ANGELES, April 28, 2019 /PRNewswire/ -- Carinsuranceplan.org has launched a new blog post that explains when drivers are recommended to file a car insurance claim.

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If the policyholder's vehicle gets involved in an accident or other events that cause damage, he must immediately contact his insurance company and inform them. Making a claim is up to the policyholder, but he is bound by contract to report the situation. Recent studies show that many drivers prefer to handle minor accidents on their own and not make a claim. The insurance company should always be informed on the situation, no matter if the policyholder decides to make a claim or not.

• Always file a claim when the involved cars are seriously damaged. Even if the policyholder is the one who caused the accident, he still needs the insurer's help to settle the claim. Policyholders who decide to not involve their insurer's help when dealing with major accidents claims can risk getting sued by the other party and penalized with huge amounts of money as compensation. Besides that, the insurance company will be notified and the policyholder can get his premiums increased or he can even be dropped entirely.
• File a claim when you are the victim of car theft. If you have comprehensive coverage, you will be compensated for their vehicle's current market value. More importantly, the insurance company will be notified about the theft. By doing so, the insurance company will know they don't have to pay for claims if the thief commits accidents with the stolen car.
• Minor accidents, like bumps and rear collisions, should also be notified to the insurer. Even though it may not look that bad, the damage can cost even thousands of dollars. Plus it can cause ulterior faulty behavior. Without reporting the previous incident, which is the root of the problem, the company may refuse to pay for car repairs or other claims.

For additional info, money-saving tips and free car insurance quotes, visit https://carinsuranceplan.org/

Carinsuranceplan.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

SOURCE Carinsuranceplan.org